Get instant cash without selling your cryptoassets.
Get Started
Keep Crypto.
Use Cash.
Get a crypto loan backed by the TOP 15 coins with up to 90% loan to value ratio (LTV). Earn interest on crypto with 12% APR. Store, exchange and pay anytime.
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Keep HODLing and get instant cash for everyday needs. Don’t sell your favorite assets but get cash instead.
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Use your crypto as collateral to get instant cash loans and crypto loans in EUR, USD, GBP, CHF, Tether (USDT), or Bitcoin (BTC).
Here's how it works
To get 80,000 USD with the Loan-to-Value (LTV) ratio 80%, you'll need to deposit ~ 8.8 BTC.
Because each loan is asset-backed, there is no need to run a credit check. You can pay-off your loan whenever you want, or you can continue to pay on a monthly basis.
Secure, simple and available.
Start BorrowingHow To Start
Get money without selling your crypto. Here are the steps.
Sign Up on the Atom Invest Platform
Create an account and complete the signup procedure to start using a full range of Atom Invest's services
Make A Deposit
Go to Deposit tab and deposit cryptocurrency (BTC, BCH, ETH, LTC) to secure a loan.
Choose Appropriate Loan Plan
Select your preferred loan plan based on conditions you're satisfied with.
Complete the Loan Request
As soon as you make the deposit, you'll be contacted by a representative to facilitate the funds transfer.
18206
Processed Loans
809,000,000
USD Loaned
40
Fiat Currencies
Our Basic Loan Plan
3-Month
20,000
UP TO $40,000
- LTV: 80.00%
- Interest Rate: 9.25%
- Origination Fee: 0.5%
- APR: 11.16%
- Term: 3 Months
- Fiat: USD
6-Month
50,000
UP TO $100,000
- LTV: 83.50%
- Interest Rate: 10.00%
- Origination Fee: 0.75%
- APR: 11.41%
- Term: 6 Months
- Fiat: USD
1-Year
$250,000
UP TO $1,000,000
- LTV: 92.00%
- Interest Rate: 11.00%
- Origination Fee: 1.00%
- APR: 11.92%
- Term: 1 Year
- Fiat: USD
Borrower's Benefit
Securing Cryptoassets
How We Store Assets
All cryptossets are stored on cold multi-signature wallets with distributed key storage.
Minimal Risks
How We Store Assets
The borrower bears minimal risks, providing that all loan obligations are fulfilled to the full extent
HODL Crypto, Get Fiat
Loans for Individuals
Use your crypto as collateral for getting a loan without credit checks and another borrower scrutiny for approval.
Optimal Terms & Conditions
Loans for Individuals
Choose your optimal conditions including loan currency, term and amount, interest rate and loan-to-value ratio.
Cash for Business Needs
Loans for Institutions
Get funds for boosting your startup, for meeting the operational needs or a long-term loan for business expansion?
Borrow with Crypto
Loans for Institutions
Our service allow you use crypto as collateral to borrow any amount you need controlling the terms individually.